eXp Realty - Alluring Lifestyle Properties
Alluring Lifestyle Properties

Purchasing a Home with eXp

If you are ready to begin shopping for a home in San Tan Valley, Queen Creek, S.E. Mesa, Gilbert or Florence Arizona we are ready to walk with you through every stage of your buying journey – from assisting you in finding a home on the market to managing the offer and getting you into the title and escrow process to get the deal closed.

For Sale Properties will be represented by a Sellers Agent and you will want to be represented by a Buyers Agent who will be paid by Sellers Broker/Agent and the MLS will state how much the Sellers Broker is offering to pay the Buyers Agent so my commission when working with a Buyer is paid by the Seller.  

Each Agent will work on full behalf of the one that they are representing, the Buyer or the Seller in negotiations and provide all their fiduciary duties etc.  

So take a look at the listings, if you want to look at any of the listings we normally schedule a time with the listing agent. You can easily narrow your list down to just a few properties from what you see online then you have to go drive the street and neighborhood which can many times be the deal breaker on certain properties.

After you have the properties you are sure you want to see shoot me the list so I can schedule a showing time with the Listing Agent who will normally have to clear the visit with the Seller. 

Never ever knock on a door to chat with the Seller. That’s what they hired an Agent for. 

As soon as you feel like you are seriously ready to buy we have to get you Fully Pre-Qualified for a “As Good as Cash” Home Loan if you are not paying cash.  

We will not want to put an Offer in on a Property without submitting this Loan Proof of Funds along with it.  

JD at Fairway Mortgage can get you through this process in as little as a day or two if you provide him everything he requests to get you done and everything goes through without any glitches. If you have any question on how your Credit Score looks let’s get them to run you through to see as soon as possible. You will have to run credit anyway and that will not hurt a strong score but if anything needs to be fixed – in the middle of an escrow process is not the time to find out.  

JD also does renovation loans along with home loans if we find a property needing paint, flooring, a new AC etc. A property like that can be negotiated down if it’s not already priced to reflect the condition. 

Please feel free to contact me with any questions or to see a property.

Traditional Home Purchase

Click below to get a good understanding of what it will take to have your Offers Accepted by Sellers.
You will also need to carefully read the 13 pg “BUYER ADVISORY” document that will inform you of the many things you need to be aware of as you set out on your Home shopping Journey.

Rent to Own

Not ready for a mortgage? We’ve got you covered. With our eXp affiliate you can rent your dream home now, while growing your built-in savings for a down payment.

Getting pre-qualified is free. It’s quick, comes with no commitment, and doesn’t impact your credit score.

New Home Financing

In this current Hot Sellers Market you will absolutely want to have a Letter from your Lender showing that you have a Fully Pre-Approved  Loan to submit with your Offer to the Seller.

We can help you get that accomplished very quickly.

Click to See the Criteria that Gets Your Offer the Best Chance for Acceptance

First be sure that you are a ready willing and able buyer and have determined that you definitely need to make a move at this time? This is currently becoming an easier market for buyers. You will want to be as fully qualified financially as you can be whether it be cash or you are rather than just fully pre-qualified for a home loan. You want your offer to look as close to cash as it can. You will want to make a sizable earnest money deposit with your offer. We can get you “Same as Cash” Financing.

You will want to consider eliminating the requirement of certain contingencies such as having to wait to be approved for a loan, needing to sell your current home, a lenders appraisal of value can possibly be eliminated if you choose and are a cash buyer. Buyers receiving multiple offers are not likely to wait around for a delayed or potentially failed close with many other good offers on the table. Always do your part to help close the deal quickly, time is of the essence.

There are some are things you do not want to do without such as a home inspection, title check, etc. You have to refer to the “BUYER ADVISORY” document put out by the Arizona Dept of Real Estate, a 13 pg advisory on everything you should look at when considering the purchase of a property. Read this document thoroughly before you begin your search if you are not getting ready to launch right away.

How To Prepare for House Hunting by REALTOR® :

Consider this sound advise from the REALTOR® Association:

Know that there’s no “right” time to buy.
If you find the perfect home now, don’t risk losing it because you’re trying to guess where the housing market and interest rates are going. Those factors usually don’t change fast enough to make a difference in an individual home’s price.

Don’t ask for too many opinions.
It’s natural to want reassurance for such a big decision, but too many ideas from too many people will make it much harder to make a decision. Focus on the wants and needs of the people who will actually be living in the home.

Accept that no house is ever perfect.
If it’s in the right location, the yard may be a bit smaller than you had hoped. The kitchen may be perfect, but the roof needs repair. Make a list of your top priorities and focus in on things that are most important to you. Let the minor ones go. Also, accept that a little buyer’s remorse is inevitable and will most likely pass.

Don’t try to be a killer negotiator.
Negotiation is definitely a part of the real estate process, but trying to “win” by getting an extra-low price or refusing to budge may cost you the home you love.

Remember your home doesn’t exist in a vacuum.
Don’t get so caught up in the physical aspects of the house itself that you forget about important issues such as noise level, access to amenities, and other aspects that also have a big impact on your quality of life.

Plan ahead.
Don’t wait until you’ve found a home to get approved for a mortgage, investigate insurance, or consider a moving schedule. Being prepared will make your bid more attractive to sellers.

Choose a home first because you love it; then think about appreciation.
A home is still considered a great investment, but its most important role is as a comfortable, safe place to live.

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Fair Housing Statement

It is illegal to discriminate in the sale or rental of housing, including against individuals seeking a mortgage or housing assistance, or in other housing-related activities. The Fair Housing Act prohibits this discrimination because of race, color, national origin, religion, sex, familial status, and disability. A variety of other federal civil rights laws, including Title VI of the Civil Rights Act, Section 504 of the Rehabilitation Act, and the Americans with Disabilities Act, prohibit discrimination in housing and community development programs and activities, particularly those that are assisted with HUD funding. These civil rights laws include obligations such as taking reasonable steps to ensure meaningful access to their programs and activities for persons with limited English proficiency (LEP) and taking appropriate steps to ensure effective communication with individuals with disabilities through the provision of appropriate auxiliary aids and services.

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2022© Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Information deemed to be reliable but not guaranteed. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. Only IDX residential listings are displayed on this site. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify perspective properties consumers may be interested in.

© 2022

Alluring Lifestyle Properties
Ed Long - REALTOR®
Lic. SA699086000
San Tan Valley, AZ

eXp Realty

Chandler Arizona
Broker In Charge:
Cathy Swann
888-897-7821

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