We Create Homeowners! Becoming a Homeowner just got a Whole Lot Easier.

We’re on a mission to create more homeowners. Live in the home you want to buy while building your down payment. Whether you’re just starting out or already have some savings, Pathway’s Two Unique Programs can get you on the path to becoming a Homeowner.

We Have Two Great Programs for You to Choose From

HomeStart is right for you if…

You don’t have any savings yet

Just like traditional rentals, all you need is first month’s rent and a security deposit to move in. But unlike traditional options, you can shop for a home on the open market. And if you decide you’d like to buy the home in the next 5 years, Pathway will sell it to you at a pre-agreed price. No surprises.

You’re uncertain about the future

Buying a home is a big decision and life is full of uncertainties. HomeStart offers the perfect balance between stability and flexibility. Settle in and start enjoying your new home today. If you decide to buy it, you can! And if your plans change, you can move on without paying a penalty.

You like renting but done with apartment life

For many, renting long-term just makes sense, but apartment life can leave a lot to be desired. With HomeStart you can choose a home that is actually listed for sale. And since Pathway makes all cash offers, we have a leg up against the competition with our offers.

Savings Match is right for you if…

Your credit isn’t quite mortgage-ready yet

If you need more time to improve your credit before getting a mortgage, Savings Match is the perfect solution. You can start living in the home you plan to buy and take the time you need to build up your credit score.

You want to double your savings

Other rent-to-own solutions force you to save money by adding a premium to your rent that you get back later. With Savings Match, your savings deposit grows, and even doubles, simply by paying your regular monthly rent. In 5 years, your 2.5% will be 5% without you saving or paying an extra dime. And if you decide not to buy the home, there are no penalties, and you’ll get your Savings Deposit back with appreciation.

You’re tired of losing to cash offers

Maybe you’ve already gotten approved for a low down payment mortgage but keep losing out on homes due to competition in the market. Pathway buys every home with cash, making our offers more competitive in today’s market.

How Savings Match Works

The customer journey with Savings Match is the same as HomeStart, except the customer pays a deposit equal to 2.5% of the home’s value. Each year they rent the home, Pathway adds to their deposit. They can purchase the home any time after the first year. If they rent the full 5 years, we double their deposit plus appreciation. This money is theirs to keep if they buy the home. If they decide not to buy, they get their initial deposit back + appreciation. There are no fees or penalties for cancelling.
If they rent the full 5 years, we double their deposit plus appreciation. This money is theirs to keep if they buy the home. If they decide not to buy, they get their initial deposit back + appreciation. There are no fees or penalties for cancelling.

3. Time to Buy

When you find the perfect home, Pathway will make a cash offer. We take care of all closing costs, taxes, and insurance.
We’ll even inspect the home and take care of all necessary repairs.

6. Buy, Rent, or Walk Away

When you’re ready to buy, Pathway will sell it to you at a pre-agreed price. If you decide not to buy, you can continue renting, move into a different Pathway Home, or move on. There are no penalties or fees for canceling.

Child Support / Alimony

• Court Documents
  Document awarding support
• Income Source
  Document any other income sources
• Business Bank Statement
  Personal Bank, Paypal, or Venmo Statement
  Must be within 30 days.
  
  Annuity / Retirement / Pension
• Award Letter
  Most recent award letter
• Benefit Statement
  Most recent benefit statement
  Personal Bank, Paypal, or Venmo Statement
  Must be within 30 days.

  Please remember to provide these documents for each member joining in to help qualify for the rental.

Search MLS Homes Here for Your Rent to Own Home

A Home at around $250 – 420k will keep you closer to Average Rental Rates.

You can go all the way up to $650k in this Program if your Calculated Budget allows it.

Text Us @ (602) 471 1281

Please tell us a little about what we can do to help you and the best time to call you back. We will get back to you very quickly. Text any time night or day, I will return the message in the day, sometimes sooner if it's urgent.